Which one (1) of the following types of insurance policies do NOT contain Statutory Condition OA) Fire insurance policy. OB) Accident and sickness insurance policy. sicking OC) Commercial general liability policy. OD) Automobile insurance policy.
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- Which one (1) of the following situations may have an effect upon the premium charged for a Homeowners Comprehensive policy? OA) Theft coverage on unscheduled jewellery up to a $2,000 limit. OB) The house is unoccupied for three (3) months during the winter. OC) The insured installs a wood burning stove. OD) The insured's mother-in-law moves into the house.n loses his dog. He posts signs in his neighborhood offering a $500 reward for the safe return of his dog. Jill happens upon the dog, knows its Tom's, and promptly returns the dog to Tom. Upon learning of the reward, she says "I returned your dog and now I see there's a reward; I want my money." Which of the following is more likely than the others as a result? Jill gets the reward. Through her actions, she formed a bilateral contract. Jill gets the reward. Public policy requires people to return things to their rightful owners. Jill does not get the reward because there is no in rem jurisdiction for a court to have the power to enforce the reward. Jill does not get the reward because the offer had not been communicated to her.13) Garrett works as an electrician, going into people's homes and offices to set up and repair 13) electrical systems. When he sees a dangerous condition, he reports it to the home or business owner immediately and begins working to fix the situation. He wears safety goggles and gloves while he is working, and he has a comprehensive insurance plan with income protection in the event that he becomes unable to work. Garrett's actions are most related to Maslow's needs. A) social B) physiological C) esteem D) self-actualization E) security
- Katee gets car insurance from Luna Insurers Enterprises, Inc. ("LIE, Inc.). Every six months, LIE, Inc. automatically renews Katee's policy and charges Katee's credit card for the next six months. This process has been occurring for five years. One week after the automatic renewal, Katee is in a car accident, and her car is totaled. LIE, Inc. refuses to pay and claims there is not a valid contract. Was there a valid contract? O No. because Katee never agreed to silence as a form of acceptance. No, because silence is never acceptance. Yes, because Katee's account was charged. Yes, because the parties agreed to silence as acceptance arrangement. Yes, because Katee did not cancel within 24 hours of her card being charged.Louis Estrada is Regional Manager at Commander Electronics in Atlanta, Georgia. He received an e-mail from Joseph Grimes, a frustrated restaurant owner who is demanding a steep price match for all his trouble with two new 4K Ultra HD televisions that both malfunctioned (see Activity 6.12). He had bought a Samsung QLED Q90R 65" 4K UHD TV (QN65Q90RAFXZA) at Commander Electronics for $2,597.99 plus tax. After installing it, he found, much to his chagrin, that the TV set failed the very next day. Wanting a new TV as soon as possible, he drove 30 minutes to the same Commander Electronics store to exchange the faulty model for another Samsung QLED Q90R 65" 4K UHD TV. A few days later, this TV also conked out. Again Joseph had to return the TV set, but this time he insisted on exchanging it for a different brand, a comparable LG 65" 4K UHD HDR Smart OLED TV (OLED65C8PUA) or a larger Sony 75" 4K Ultra HD Smart LED TV (XBR75X940E) that also fit Joseph’s criteria. However, at almost $3,000 both…Karen is on the highway headed home from Toronto. Traffic is moving slowly and she sees that an accident is the cause of the slow down. As she gets up to the scene, she notices debris and car parts all over the highway. She panics realizing she will have no choice but to drive over it. As a result, her front tires blow out and she fears damage has been done to the underside of her vehicle as well. How would Karen's insurer typically assess this loss? Comprehensive claim, as she did not hit another auto. Collision claim, as it was a single vehicle, At Fault claim. Collision claim, as it was a single vehicle. Not at Fault claim. Liability claim, as it is the third party's fault for the debris on the road.
- Faxwxting An insured purchases a $100,000 Accidental Death and Dismemberment policy that will pay triple indemnity for death caused when riding in a common camine. If the insured a commercial airplane crash, the policy will pay a MAXIMUM of OA O D. $100,000 $200,000 $300,000 $400,000 MarbourBill Estes works at Clifford Company in the central receiving department. He unpacks incoming shipments and verifies goods received. Over the weekend, Bob pulled a muscle in his back while playing baseball. When he came to work on Monday and started unpacking shipments, he started to hurt again. Bob called the human resource department and told them he got hurt lifting a package at work. He was told to fill out an accident report and send it to an orthopedic clinic with a workers' compensation form. The doctor at the clinic told Bob not to lifting for about two and stay home for at least one week. Is Bob entitled to workers' compensation? Why or Why no? What effect will Bob's claim have on Cliffrock Company's Workers' Compensation Insurance Premium? Write a short memo from the human resource department to Cliffrocks Company employees explaining the purpose of workers' compensation. In small groups discuss the job-related illness or injury risks of a computer input operator and…Evan went to the Greytation to pick up a friend. While crossing the street he was accidentally hit by a Greyhound Bus. If there were signs warning everyone of this danger what will most likely happen if Evan won a lawsuit for $100K? Evan will receive his rightful amount of $100K. Evan will receive a reduction in the $100K because of comparative responsibility. Evan will receive more money in punitive damages. None of the above
- Write response to: An airplane crashes at night in an isolated area. It is very cold and rescue is not likely until daylight, so the survivors break into a summer cottage and use the food and blankets in the cottage to comfort the injured and sustain themselves until help arrives. What defense can the survivors use if charged with burglary?You are an engineer and it is known that your project activities/plant production had caused an adverse health, safety and/or environmental (HSE) impact. To improve the HSE quality, you must cease your project activities/plant production for a period, resulting in the inability to meet the required schedule and targets.(i)Ethical behavior (ii)Identifying the moral issuesNoura Company owns an entire building with 20 offices. It insured the building against fires with GG Insurance Company, providing a warranty that it will prevent the use of candles in the offices and will conduct inspection tours of the offices every month to ensure there are no candles. However, after 3 months of signing the policy, they did not make any inspection tours of the offices. Six months after signing the policy, a fire occurred because an employee forgot a lit candle in the office, which led to a fire in the building. Noura Company filed a claim for damages against GG Insurance Company, but the company refused compensation. How do You find the Noura Company's behavior?