42 prohibited act where the mortgage loan originator (MO) places the consumer in a loan product where the MLO increases receives compensation as opposed to the other loan products more beneficial to the consumer is known as: A) gouging B)steering. C)flipping. D)redlining.
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- 112) What is a trademark? a) A recipe. b) A word, name, symbol, or device that is used in trade with goods to include the source of the goods and to distinguish from the goods of the others c) A firm of protection provided to the authors of original works of authorship d) Something that excludes others from importing the innovation into the United States1a. In what areas of business are there consumer protection statutes? 1b. Explain the regulation of advertising. What are the rules for product labeling? 1c. Describe the rights of consumers with respect to credit cards, payments, collection, credit reporting, extension, and credit standing. 1d.What is the Fair Credit Reporting Act?1. Under federal anti-trust law, it is illegal for a group of consumers to attempt to boycott a certain chain of retail stores. A. True B. False
- 61) An airline advertises a seat sale but has only 2 seats per flight available at that price. Although Gordon calls immediately to make reservations, he is told the sale seats are sold, and is offered seats at a higher price. Gordon would be justified in suspecting the airline of A) baiting and switching. B) over-regulating. C) rain-checking. D) predatory pricing. E) double ticketing. 62) When a large retailer moves into town and sets an extremely low price in an attempt to undercut all other competitors and place them in a difficult financial position, it is pursuing what kind of pricing strategy? A) penetration pricing B) predatory pricing C) loss leader pricing D) price discounting E) price skimming 63) A local store owned by a large pizza chain decided to lower its prices for an extended period in an attempt to run the local pizza store out of business. This practice is known as A) price fixing. B) predatory pricing. C) fair pricing. D) bait and…On a beautiful Saturday in October, Francie decides to take the twenty-mile ride from her home in New Jersey into New York City to do some shopping. Francie finds that Brown’s Retail Sales, Inc., has a terrific sale on televisions and decides to surprise her husband with a new high-definition television. She purchases the set from Brown’s on her VISA card for $1,450. When the set is delivered, Francie discovers that it does not work. Brown’s refuses to repair or replace it or to credit Francie’s account. Francie therefore refuses to pay VISA for the television. VISA brings a suit against Francie. Will VISA prevail? Why or why not?t is the exploitation by the taxpayer of legally permissible alternative tax rates or methods ofassessing taxable property or income in order to avoid or reduce tax liability.a. Capitalization b. Shiftingc. Evasiond. Avoidance
- The Case: Ben purchased a used Laptop from Smart store during the sales period. He asked the salesperson, Rodny, if the Laptop had ever been damaged. Rodny (the salesperson) had never seen the Laptop before that morning and knew nothing of its history but quickly answered Ben’s question by stating: ‘No. It has never been damaged’. In fact, the Laptop had been seriously damaged previously and, although repaired and bought during the sales, it was worth much less than the value Ben had paid. When Ben learned the truth, he wanted to return the Laptop. Smart store replied that he cannot do that because they have a legally binding agreement and as per the agreement the items purchased during the sales cannot be returned. Questions: A) Does the behavior of the salesperson, Rodny, constitute deception? If it constitutes deception please precise which type of deception and explain in detail all the elements of the type of deception selected. B) Decide, based on the analysis made under…second answer of part b40 - In which of the following cases, delivery of commercial books is not required according to the Commercial Law?A) Inheritance lawsuitB) Property partnership caseC) Lawsuit for company liquidationD) Bankruptcy proceedingsE) Name correction case
- Prego introduced a Pasta Bake Sauce, which called for uncooked pasta blended with pasta, sauce, meat, and cheese in a casserole. Legally, this product should only be labeled as new Multiple Choice until its advertising had been seen by every member of its target audience. if it was functionally the same as its salsa sauce. as long it retained these exact product characteristics. for the first six months that it was regularly available at a variety of grocery stores. until a competitor such as Ragu had issued a similar product targeted to the same market.Solar Living discovers that Sunny Solar is planning to use the slogan “The Sun Is Always Shining on Solar Energy” in its marketing materials. Solar Living quickly files a trademark application for that phrase to prevent Sunny Solar from using it, although Solar Living has no plans to use the slogan. Will Solar Living’s application be granted? No, because Sunny Solar can prove that it thought up the slogan before Solar Living did. Yes, because Solar Living was the first to file for the trademark, and the U.S. operates on a first-to-file system. Yes, because “The Sun Is Always Shining on Solar Energy” is a phrase that can acquire a secondary meaning. No, because for a trademark to be granted an applicant must actually use, or intend to use, the mark in commerce.(a) What are the auditor's responsibilities for 'going concern assumptions’'? (b) Maxim Stewart is the partner in charge of the audit for a new client, Southern Southerland (SS). The client engaged Maxim's audit firm in November 2017, in preparation for the 2018 audit. From 30 January 2018 onwards, SS has consistently paid its suppliers late, well in excess of the suppliers' agreed credit terms. This has resulted in some suppliers demanding cash on delivery from SS. Maxim is also aware from his review of correspondence between SS and its bank that the company has been experiencing cash flow problems since 2016.Required: Identify any significant events or conditions that individually or collectively may cast significant doubt on SS's ability to continue as a going concern
