• You borrow Php 5,000 today and must repay a total of Php 4,500 exactly 1 year later. What is the interest amount and the interest rate paid?
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- Engr, Odon is paying a loan five thousand pesos 4% quarterly for 3 years. If the payment is to start after 6 years. What is the value today? Please solve without using Excel and explain!A man will deposit Php 2,000 with a savings and loan association at the beginning of each 3 months for 9 years. If the association pays an interest rate of 6.2% compounded quarterly, how much money does he after the last deposit?1. A manufacturer of toilet flush valves wants to have ₱15,000,000 available10 years from now so that a new product line can be initiated. If the company plans todeposit money each quarter from now, how much will it have to deposit each year ifmoney is worth 7% compounded quarterly in order to have it available immediately atthe end of 10 years? (a) Less than ₱182,000(b) ₱182,500(c) ₱191,300(d) Over ₱262,000
- 2. Marion would like to purchase a used car, which requires a down payment of 80,000.00 pesos. He is willing to pay a monthly amortization equal to 25% of his monthly salary. if the seller will agree to a down payment and the balance payable in 3 years at 16% per year payable in monthly basis, how much is the cash value of the car if the first payment will be due at the end of the first month? Mario is receiving a monthly salary of 16,000.00 pesos a month. Show the cashflow diagram.A man borrowed Php 120,000 and promised to pay annually for 5 years. The payment starts at "X" pesos. The man intends to increase his payments by Php 5,000 at the end of each successive year. If the interest rate is 8% compounded annually, how much will the first payment be? If the man decides to pay annually with 8 equal payments with the first payment to be made after 4 years, what will be the amount of the annual payment? Construct the cash flow diagram for both cases.First Bank is sending university alumni an invitation to obtain a credit card, with the name oftheir university written on it, for a nominal 11.9% interest per year after 6 months of 0%interest. Interest is compounded monthly. Starting in the second year, the APR increases to anominal rate of 23.9%.a. What is the effective annual interest rate for the first year?b. What is the effective annual interest rate for the second year
- Question A Luke borrows $200 000 from a bank to set up a medical practice. He agrees to pay a fixed interest rate of 18.48% per year (calculated monthly) and to repay by equal monthly instalments over 10 years. Calculate the monthly payment and breakdown the first two payments into interest and principal components. Also, how does the last payment breakdown? Full explain this question and text typing work only We should answer our question within 2 hours takes more time then we will reduce Rating Dont ignore this line.l. Michael borrowed Php 50,000 from SSS, in the form ofcalamity loan, with interest at 8% compounded quarterlypayable in equal quarterly installments for 10 years. Findthe quarterly payments. include a non-excel cash flowSHOW SOLUTION 3.) A new employee who is now 20 years old is planning to have personal savings totalingP 1,500,000 when he retires at the age of 60. If the annual interest rate is 8%compounded monthly over the next 40 years, how much must he save each month toaccomplish his goal?
- A series of 10 annual payments of Php 200, 000.00 is equivalent to two equal payments, one at the end of 15 years and the other at the end of 20 years. The interesi rale is 8%, compounded annually. What is the amounl of Ihe two equal payments?2. Blithe Geezer, a streetwear startup, plans to launch a massive first collection on its opening. Considering the owner's timeframe, he wants to open his brand after 10 years, at which time he needs P350,000 capital. If the owner decides to deposit a certain amount on the 5" year and plans to increase his deposit by 10% per quarter for 5 years, how much is his initial deposit if money may be deposited at 4% compounded annually?What effective annual interest rate corresponds to the following situations? nominal interest rate of 5% compounded semi annually nominal interest rate of 6% compounded monthly nominal interest rate of 7% compounded quarterly а. b. c. How much should Engr. Fernandez deposit now, if after 12 years, this will amount to Php 120,000. Interest rate is 12% compounded semiannually?