The workers' union at a particular university is quite strong. About 96% of all workers employed by the university belong to the workers' union. Recently, the workers went on strike, and now a local TV station plans to interview 5 workers (chosen at random) at the university to get their opinions on the strike. What is the probability that exactly 4 of the workers interviewed are union members? Round your response to at least three decimal places. (If necessary, consult a list of formulas.)

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