Making payments on time is part of (a. payment history b. amount owed c. length of credit history d. new credit e. new mix) portion of a credit score and is (a. 35% b. 30% c. 15% d. 10% ) of the score. Having no late payments makes your credit score go ( a. up b. down ) .
Q: Art purchase a house and lot worth ₱1,410,000, he made a down payment of ₱150, 000 and the remaining…
A: A home loan taken from a bank or a financial institution is termed as mortgage. The home and the…
Q: Joe Pierce has been offered the opportunity of investing $178,556.90 now. The investment will earn…
A: Initial investment = $178,556.90 Interest rate = 0.08 Accumulated value = $500,000 Period = ?…
Q: Could you help me with calculation of cost of debt which is 8,13%, i can see that was made excel…
A: Cost of Debt: It represents the cost of raising debt capital for the issuer. The issuer pays the…
Q: financial impact of lily taking out this payday loan? how do borrowers get trapped in an inescapable…
A: Payday loans are non-secured ash advances for small sums of money with extremely high-interest rates…
Q: Ali will perform the pilgrimage in 10 years. Estimated ONH for the next 10 years is IDR 50,000,000.…
A: Here, To Find: Part A. Annual Payments =? Part B. Present value =?
Q: an engineer planning for retirement settles on a P87,000 annual income ext 20 years, with the first…
A: There is need of proper planning for retirement and if you do on properly than you would enjoy good…
Q: KCCO, Inc., has current assets of $5,300, net fixed assets of $24,900, current liabilities of…
A: Shareholders/ Owner’s equity: The shareholders are the owners of the company and the shareholders…
Q: Fample Problem: Principal = P150,000 Period P I A rate = 18% 1 term = 1 year compounding mode…
A: The more is compounding more is accumulated interest and more is the future value of money…
Q: 7. In a project, the initial outlay is R$30,00,000; useful life of the project is 10 years; net cash…
A: NPV is the difference between Present Value of cash Inflows and Initial Investment. A project with…
Q: 2-xythos.content.blackboardcdn.com Tar exam CORPORATE VALUATION MODEL: Assume that today is December…
A: The corporate valuation approach uses free cash flow to determine the value of the firm. In this…
Q: FINANCIAL STATEMENT ANALYSIS AND RATIO ANALYSIS The following are the balance sheet and income…
A: Treasury ratios are created using financial statement figures to provide meaningful information…
Q: What is the annualized investment rate% on a Treasury bill that you purchase for $8000 that will…
A: T-bills refers to a debt securities or government bonds issued by the central bank on behalf of the…
Q: Explain 2 differences between bonds and shares.
A: Solution:- Bond is a form of debt issued by a company to raise debt from the market. On the other…
Q: Complete the following, using ordinary interest. (Use Days in a year table.) (Do not round…
A: Ordinary Interest: Ordinary Interest is computed based on the 360 days per year (or 30 days a…
Q: A certain college graduate borrows 7406 dollars to buy a car. The lender charges interest at an…
A: Continuously compounded interest rate refers to the interest rate that is calculated on the…
Q: You have 3 accounts: Account A has a $100 balance and a $300 credit limit. Account B has a $100…
A: Credit Limit: A credit limit is the maximum amount of credit that a lender provide to the borrower.…
Q: 2. Determine the future value of each 5-year inv has a 1.5% management fee. a) $2000 in an…
A: Management fee = 1.5% N = 5 years Annual Compounding Option A. 2000 Investment with growth of 6.92%…
Q: The Cabinet Shoppe is considering the addition of a new line of kitchen cabinets to its current…
A: Contribution margin The contribution margin can be expressed in terms of gross or per unit. After…
Q: is invested now, $2,400 two years from now, and $3,400 four years from now at an interest rate of 8%…
A: We will use the concept of time value of money here. As per the concept of time value of money the…
Q: Mr Price, has no debt outstanding and a total market value of R150,000. Earnings before interest and…
A: The Earnings per Share is calculated by dividing Earnings available to equity shareholders by number…
Q: Consider the following cash flows. The interest rate is 8%. What is the total wealth after 2 years…
A: Present value of a future amount With interest rate or discount rate (r), period (n) and future…
Q: 12 You will bid to supply 3 jets per year for each of the next three years to the Navy. To get set…
A: We have to bid for 3 Jets per year for next 3 year to the Navy - 3*3 = 9 Jets in total $60 Million…
Q: Suppose a young couple deposits $900 at the end of each quarter in an account that earns 7.6%,…
A: This question is an application of annuity. The future value of an annuity with equal periodic…
Q: A company is considering expanding a production line, which is expected to remain operational for…
A: For Machine A: Price of Machine A : 400 MUSD Additional cash flow for 8 years : 20 MUSD/year Cost of…
Q: You borrow $22541 to buy a car. You will have to repay this loan by making equal monthly payments…
A: In order to calculate the monthly payment on the financial calculator, firstly we are required to…
Q: 1. The concept of "pay myself first," saving and investing before you pay other expenses, is a…
A: False. The concept of "pay me first," saving and investing before you pay other expenses, is not a…
Q: Prepare a cash Collection Schedule for Producers Inc. For the months of March, April and May 2022…
A: Cash flows are the cash generated from the operation of the business organisation. In other words,…
Q: 3. Maricel borrows P 10 000 with interest at 15% compounded monthly. How much should she pay at the…
A: Future Value = Present Value*(1+Interest rate)n Where n = Time period
Q: Calculate the capitalized cost of a project with a P3,000,000 beginning an extra P850,000 investment…
A: Capitalized cost would be present value of all cost that are going to occur in future course of time…
Q: 1. What are three significant differences between income property finance and owner occupied single…
A: In the world of home financing and commerical and residential real estate financing we come across…
Q: The face value of a bond is ₱100, 000, 4-year maturity period, and 3.2% coupon. How much interest…
A: Face value = P100,000 Years to maturity = 4 Years Coupon rate = 3.2%
Q: A firm has an expected return on equity of 16% and an after-tax cost of debt of 8%. What debt-equity…
A: The sum of a company's short-term debt, long-term debt, and other fixed payment commitments (such as…
Q: What is idiosyncratic risk? How does it differ from market risk?
A: Idiosyncratic risk or unsystematic risk or specific risk is that risk which belongs to specific…
Q: Ritter Sports Industries has preferred stock outstanding with a par value of $100. The stock pays a…
A: Par value of the stock = $100 Quarterly dividend = $0.95 Current price = $71.25 Nominal rate of…
Q: Stock ABC has a beta of 1.25 and stock XYZ has a beta of 0.55. Which stock would you buy if you knew…
A: Beta is a statistical factor which shows the systematic risk involved in particular assets. It…
Q: Albreit Doghut, a portfolio manager of the Danielson Financial Group meets with Kristina Teqward, a…
A: Investment policy statement:- Investment policy statement(IPS) is an official or formal document…
Q: at what price should the bonds sell
A: Bond is a type corporate loan issued by companies to finance their operations. The current price of…
Q: ctly negatively correlated risky securities A and B. A has an expected rate of return of 12% and a…
A: A minimal variance portfolio is a strategy for maximising returns while minimising risk.It entails…
Q: RUZTIN 204/E2I Financial Manageme Networking capital equals. O a. Current Assets minus Current…
A: Working capital is the amount required to run day to day business operation. It is also known as…
Q: BCD Company offer its investors option contracts to buy their shares at a price of P50. Currently,…
A: Given, The spot price is P60 Risk free rate is 8.25%
Q: TYPEWRITTEN ONLY PLEASE. ILL UPVOTE ONLY IF TYPEWRITTEN, COMPLETE, AND CORRECT. DONT ANSWER IF YOU…
A: Return on Equity = Earnings available to equity shareholders ÷ Equity Shareholder's Funds × 100…
Q: 16) Suppose Bank is trading share at 20$ today. The company pays dividend of 0.25. The analysts…
A: To calculate the stock price we will use the following information Expected return =…
Q: Bond carries a part that is popular in the manufacture of automatic sprayers. Demand for this part…
A: EOQ stands for economic order quantity. It determines the economical units to be placed in an order.…
Q: Set XYZ as the last three digits of your student number. Construct an amortization schedule for a…
A: Amortization Schedule: It is a table containing periodic loan payments, interest paid, principal…
Q: True or False The following statements relate to liquidation. a.) Compared to a forced liquidation,…
A: Liquidation value is total value of the company's physical assets when these assets are sold out.
Q: What are the supposed benefits of targeting owners' wealth? 2. How can managers target owners'…
A: In a capitalist society where individuals own goods and services privately, earning per share is the…
Q: 1.Beloit Co. is a manufacturer of mini-doughnut machine makers. Early in 2018 a customer asked…
A: Answer - Salvage value = 12% * P, where P is Purchase price Cash flow = $140,000 Rate of return =…
Q: 25) The current exchange rate between the Japanese yen and the U.S. dollar is ¥100 per dollar. If…
A: Depreciation of a currency implies that the currency has become cheaper. Thus, a lesser amount of…
Q: If the compounding frequency is monthly and the discount factor=0.62026, what is the value of the…
A: Let i(12) denote monthly interest rate Discount Factor = 1/(1+i(12)) 0.62026 = 1/(1+i(12)) i(12) =…
Q: Determine the rate of return for the cash flows show with two trials with 5% and 10% interest rates)…
A: Rate of return can be determined from interpolation or doing trial and error methods both are useful…
Making payments on time is part of (a. payment history b. amount owed c. length of credit history d. new credit e. new mix) portion of a credit score and is (a. 35% b. 30% c. 15% d. 10% ) of the score. Having no late payments makes your credit score go ( a. up b. down ) .
Step by step
Solved in 4 steps
- Directions: Match the vocabulary definitions to the vocabulary words. Vocabulary Words 1. Credit score = 2. FICO = 3. Poor FICO credit score = 4. Exceptional FICO credit score = 5. Payment history scores = 6. Length of credit history= 7. New credit = 8. Total debt, balances, and utilization = Vocabulary Definitions A. Total owed as well as how much available credit a person is using B. All new loans or accounts and all creditor credit report requests C. How long a person has had an account or loan D. Stands for Fair Isaac Corporation, a company that provides lenders with formulas to figure out credit scores E. Credit score that is below 580 F. A way for lenders to predict how likely a person is to pay back a loan on time G. Whether a person is paying bills on time and as agreed H. Credit score of 800 or more1. A FICO score: A. Is a common credit rating system B. Is only issued through banks C. Is a type of credit report D. None of these\ 2. Flexible expenses may include: A. Clothing B. Utilities C. Food D. All of these E. None of these 3. If you have a credit card: A. Pay it off each month B. Spend wisely C. Use it as a tool to gain good credit D. All of these E. None of theseWhat is grace period? The amount of time you have before your payment is due. O The amount of time you have to pay back a balance before it starts accumulating interest. O The amount of time you have before the payment damages your credit. O None of the above.
- Which of the following is NOT a factor in the calculation of a FICO score? Total amount owed Amount of new credit utilized History of on-time payments Income levelA good credit rating would be based on all the following criteria EXCEPT whether you a. have a record of paying what you owe on time. b. have little or no current debt. c. use credit for regular expenses. d. can afford to take on more credit. e. have used credit appropriately in the past.1. In the _____, a balance is calculated at the end of each each, incorporating any purchases, credits, or payments that were made that day. 2. If you deposit a sum of money P in a savings account or if you borrow a sum of money P from a lender, then P is reffered to as the ______?.______ a debt means that the debr is retired in a given length of time by equal periodic payments that include compound interest. 3. An _____ is a sequence of equal period payments, If payments are made at the end of each time interval, the annuity is called an _____.? Fill in the blank for each questions thanks.
- True or False: The amount-owed component of the FICO score includes the proportion of credit available for you to use. O True O False11. Which of the following accounts would be increased with a credit? a Supplies Expense b Supplies c Fees Earned d Withdrawals account1. Interest paid on interest invested is called _____ interest.? 2. In the ______ , a balance is calculated at the end of each day, incorporating any purchases, credits, or payments that were made that day.? 3. If you deposit a sum of money P in a savings account or if you borrow a sum of money P from a lender, then P is referred to as the ______? 4. ____a debt means that the debt is retired in a given length of time by equal periodic payments that include compound interest.? 5. An _____ is a sequence of equal period payments. If payments are made at the end of each time interval, the annuity is called an _______? 6. The ____ of an annuity is the sum of all payments plus all interest earned? 7. The frequency that interest is computed and added to the balance is called the ____. The rate per compounding period is found by _____?.
- When writing off a customer's account using the allowance method: A. Bad Debts Expense is increased with a debit B. The customer's account is decreased with a debit C. The Allowance for Bad Debts account is decreased with a debit D. Bad Debts Expense is increased with a creditSimple interest applies when interest is earned _____________. a. on interest b. in a serious of payments c. to a checking account d. only once before a paymentAn account is said to have a debit balance if? Select one: O a. There are more entries on the debit side than on the credit side O b. The total of credit is more than the total of the debits O c. The last entry of the accounting period was posted on the debit side O d. The total of debit is more than the total of the credits