As a member of Wendlandt's investment team, how would you use the information in the case to implement a "quality tilt" strategy in the mortgage and other loans portfolio? What additional information would you gather internally at NYLIC or elsewhere about the loans?
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As a member of Wendlandt's investment team, how would you use the information in the case to implement a "quality tilt" strategy in the mortgage and other loans portfolio? What additional information would you gather internally at NYLIC or elsewhere about the loans?
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- Financial ratio analysis is conducted by three main groups of analysts: credit analysts, stock analysts, and managers. What is the primary emphasis of each group, and how would that emphasis affect the ratios on which they focus? Why would the inventory turnover ratio be more important for someone analyzing a grocery store chain than an insurance company? Over the past year, M.D. Ryngaert & Co. had an increase in its current ratio and a decline in its total asset’s turnover ratio. However, the company’s sales, cash, and equivalents, DSO, and fixed assets turnover ratio remained constant. What balance sheet accounts must have changed to produce the indicated changes? Profit margins and turnover ratios vary from one industry to another. What differences would you expect to find between the turnover ratios, profit margins, and DuPont equations for a grocery store and a steel company? How does inflation distort ratio analysis comparisons for one company over time (trend analysis) and…What is educational about the article Wall Street Journal The Secret Oil-Trading Ring That Funds Russia’s War by by Joe Wallace? What is interesting about the article Wall Street Journal The Secret Oil-Trading Ring That Funds Russia’s War by by Joe Wallace? What is insightful about the article Wall Street Journal The Secret Oil-Trading Ring That Funds Russia’s War by by Joe Wallace? Article Link: The Secret Oil-Trading Ring That Funds Russia’s War -John Ozment, director of special projects and analysis for Ozment’s Corporation, is responsible for preparing corporate financial analyses and monthly statements and reviewing and presenting the economic impacts of proposed strategies to upper management. Data for such financial analyses are obtained from operations and financial databases through direct queries of Ozment’s department staff. Reports and charts for presentations are then prepared by hand and typed. Multiple copies are prepared and distributed to various users. The pressure on Ozment’s group has intensified as demand for more and more current information increases. A solution to this reporting problem must be found.The systems department wants to develop a proprietary software package to produce the reports automatically. The project would require the company to make a considerable programming investment. Ozment is concerned about the accuracy, completeness, and currency of data isautomatically produced reports. He has…
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- Plan for potential investors for 39 Storage https://www.39storage.com/ (This Company) Cover these points below Identify the problem to be solved. Introduce your solution to the problem. Discuss your beginning traction for getting sales. Identify the target market. Explain the costs of acquiring customers in your target market. Communicate the value proposition relative to competitors. Describe the basics of the revenue model. Provide financial projections, along with the assumptions. Sell the team. Identify your funding needs, and explain the use of the funds (the investment price must be stated) Describe possible exit strategies—how the investors may be able to cash out. End on a high note—remind investors why your product/service/team is so great.Disruptors are focused on a particular innovative technology or process in everything from mobile payments to insurance. they have been attacking some of the most profitable elements of the financial services value chain. This has been particularly damaging to the incumbents who have historically subsidized important but less profitable service offerings. Identify an existing and real life example on how a specific financial disruptor have affected a certain industry/company. How did the certain industry/company have mitigated the damaging effect of the Financial Disruptor?Risk analysis and management tools serve multiple purposes and come in many shapes and sizes, how does statistical analysis as a tool is used in riskmanagement.
- Dexter’s Chicken Dexter pored over the table of data he had compiled using inputs from purchasing, internal inventory managers, accounting, and Disco (Dexter’s Chicken’s purchasing co-op and sole distributor). He hoped that he had enough information to make a well-founded decision regarding whether, and how, to invest in the product traceability initiative he and Disco had been discussing. Dexter’s Chicken was a popular restaurant chain with about 250 stores located throughout the Southeast United States. While sales growth had been steady, Dexter (the owner of the company) was concerned about the large capital investments the company had been making in inventories to support sales growth. In addition to adding stores, Dexter’s had frequently been adding new menu items, including limited-time-offer (LTO) items as a way to attract new customers. These tactics were common in the quick service restaurant (QSR) industry, as growing competition continued to put pressure on prices and…Suppose you work for an online sporting goods retailer. You’ve been hired as a business analyst with the task of increasing sales. Describe how you could use RFM to increase the sales of sporting goods. If used effectively, how could RFM affect customer satisfaction?Read the following case carefully and answer the given questions.You have recently become Head of Finance at Oman Catering Company Muscat, acompany which deals in the specialized area of food and dining. Its expertise lies in theindustrial catering and related services, mainly for Government institutions, CommercialEstablishments and hotels. Your previous employer was Renaissance Catering CompanySohar, where, as finance manager, you had the opportunity to work on areas relating tofinancial accounting, procurement, contracts, and bids.One of Oman Catering Company’s major contracts is with Renaissance CateringCompany. The contract is now up for renewal, and Oman Catering Company ispreparing a competitive bid for this contract. You have been asked to lead the teamresponsible for bidding for this contract. You also suspect that your knowledge andexperience of Renaissance Catering Company were good reasons for appointing you tothe position at Oman Catering Company. You do not want to let…