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- Imagine that you are a 25-year old finance professional. You wanted to buy the latest model of your favorite laptop brand. You intend for it to used for your passion project which is video-editing. In the past, you have been engaged by your friends to be their videographer and you received some compensation for it. Thinking that this might be a beginning of a new income source, you wanted to invest in a laptop to begin your project. You can either use your credit card to buy it now or you can wait for 18 months to save for it and purchase in cash. Will you buy the laptop now using your credit card or will you wait for the next 18 months to purchase it in cash? Why would you choose such decision? Answer this thoroughly.Read the Chapter 15 Mini Case in Financial Management: Theory and Practice. Using complete sentences and academic vocabulary, please answer questions A and B. Using the mini case information, write a 250-500 word recommendation of the financial decisions you propose for this company based on an analysis of its capital structure and capital budgeting techniques. Explain why you chose this recommendation. Mini Case Assume you have just been hired as a business manager of PizzaPalace, a regional pizza restaurant chain. The company’s EBIT was $120 million last year and is not expected to grow. PizzaPalace is in the 25% state-plus-federal tax bracket, the risk-free rate is 6 percent, and the market risk premium is 6 percent. The firm is currently financed with all equity, and it has 10 million shares outstanding. When you took your corporate finance course, your instructor stated that most firms’ owners would be financially better off if the firms used some debt. When you suggested this to…Use the present value and future value tables to answer the following questions. Time Value of Money - Principles of Accounting, Volume 2: Managerial Accounting | OpenStax A. If you would like to accumulate $2,400 over the next 5 years when the interest rate is 15%, how much do you need to deposit in the account? $_____ B. If you place $6,200 in a savings account, how much will you have at the end of 6 years with a 12% interest rate? $_____ C. You invest $7,000 per year for 11 years at 12% interest, how much will you have at the end of 11 years? $_____ D. You win the lottery and can either receive $760,000 as a lump sum or $60,000 per year for 19 years. Assuming you can earn 8% interest, which do you recommend and why? _____
- 1. Identify at least 3 personal goals using the SMART guidelines. Financial goals should be specific , measurable, have a definite timeframe, relevant, and imply the action to be taken. Your goals can be short term (less than a year, up to years), mid term (2-5 years), or long term (>5 years). 2. Identify your values and beliefs associated with money, write brief paragraph that identifies your values and belief about money. 3. Research 3 online financial tools or apps that you might use. These might be for budgeting, saving, shopping, coupons etc. describe the app or tool and whether you think you would use it or not. If you are already using online tools or apps, you can explain what you like or don't like about them.Shanice works in finance for a small manufacturing company and is working on next year’s budget. She has been doing research to compare the cost of outsourcing some upcoming jobs versus the cost of purchasing the equipment to keep the jobs in-house. In what step in financial planning is Shanice involved? Multiple Choice O. developing financial statements for outside investors O. forecasting short-term financial needs O. establishing financial controls and tax policy O. forecasting long-term financial needsMatch each business description with the BEST model for fundraising. V A USC focused Matcha Cafe A. Bootstrap V A startup that wants to create NFTS for each cup of B. Venture Capital matcha it sells in the metaverse. C. Bank Loan V A Southern California Matcha Shop that has been in business for 10 years and wants to add another D. Friends and Family. location. a student company looking at creating a new and scalable matcha recipe to boost memory and performance.
- ENGINEERING ECONOMY UPVOTE WILL BE GIVEN. PLEASE WRITE THE COMPLETE SOLUTIONS LEGIBLE. FOLLOW THE INSTRUCTIONS CAREFULLY. Draw CASH FLOW DIAGRAMS for the GIVEN AND REQUIRED/FIND. Begins the solutions by writing the equations/formulas. Use 2 decimal places and Box the final answer. The father of a Junior High School Student wants to make sure that his son will be able to enroll and finish an engineering course after high school. To secure the future of his son, he plans to make deposits of P50,000 in a bank account every quarter for 5 years. The deposits will be made at the start of the periods. How much money can his son withdraw by the end of the 6th year if the money earns an interest of 10% compounded semi-annually?Kate is considering expanding and bringing in several employees. To do this she will need a larger facility and to purchase more equipment. Which means additional financing. Answer this: look at the financial statements as if you were a banker considering her for a loan comment on your findings and use calculations to support your answer.Case Study Your mother, who is an OFW, is coming home in six months. The last time you spoke to her via online video call, she asked you to suggest three small businesses to invest in. She said that she has allotted P500,000 as capital that would be divided between the three businesses that you will recommend. You scribbled some possible businesses and came up with the following options:
- Find the interest earned on $5,750 deposited into a savings account for 3 1/2 years at an annual interest rate of 4 1/2% a. What formula should be used? b. What are you trying to find and what variable does it represent in the formula? c. Solve the problem showing all of your work (must show all steps!!) d. Interpet your answer using a complete sentence You may use the box below to upoload a picture of your written explanation or type it out in the box. Use the "mountain" button to add pictures.Participation #5: Think about the cash flows associated with putting in the bank for five years, assuming you draw out the interest each year and then close the account. Now think about a set of hypothetical cash flows associated with putting the same money in a business, operating for five years, and then selling out. Write an explanation of why the IRR on the business project is like the bank’s interest rate. How are the investments different?Scenario 2:Saving for collegeYou are a freshman in high school andhave your eye on a college degree. Butcollege is expensive, especially sincethe costs include tuition, food, livingexpenses, travel and books.What financial information do youneed?What financial decision-makingstrategies can you use?(Cost comparison, cost-benefitanalysis, calculating future expensesor budgeting?)
